Car Insurance

A look under the hood - Why do I need Motor Car Insurance?

Driving is a privilege, but it comes with a price tag. There's the cost of the vehicle itself, maintenance, repairs, fuel and auto insurance. The Law requires you to carry a basic, minimum level of motocar insurance.


Auto insurance is more than a matter of insuring your vehicle for loss or repairs after an accident. It is a financial safety net that can help you offset the cost of:

  • Bodily injuries to yourself or others
  • Lawsuits brought against you as the result of an accident
  • Repairs made to your auto due to damage caused in an accident.

Some questions you should ask yourself are:

  • How much coverage do you really need?
  • How much liability insurance?
  • Is there any way to save money on auto insurance?
  • What kinds of coverage is available?

Please note that an excess amount will apply to most cars which you should be aware of before purchasing your policy. Speak to our representatives for more information.

Contact us for more information