Home Insurance

HomeYou put a lot of time and money into your home. Home insurance is one means to protect your investment. Understanding your personal needs, you bring together a package of different coverage’s to provide as much protection as you feel necessary.

Home insurance can protect you from damages to your home, its contents or even from financial liability if someone outside of your household is injured and you are found to be responsible.

A basic home policy covers perils, which are specifically named risks such as lightning, flood, water damage, theft, fire, wind and explosion. One thing to remember with this type of policy; any risk that is not mentioned specifically in your policy is not covered. From some insurance companies you are able to purchase special policies that cover the house for all perils except those explicitly excluded by the policy though, as long as there is a stated, acceptable cause of the accident.

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