Long-term Family Protection & Wealth Insurance

It is an uncomfortable thought, but how would your loved ones cope if you or your partner were to die suddenly? Just coping with the daily bills and overheads would be a burden they would face without your support. But help is at hand, with our insurance policies, you can have peace of mind at last knowing they will be taken care of in your absence.

Family ProtectionInsurance consultants at System (Far East) Insurance Broker Ltd. have been tailoring life insurance to fit client’s needs with over 40 years of experience in this field.

While there are many decisions you will have to make when assessing your life insurance needs, one of the most basic is whether you need Whole-life insurance or Term insurance. Buying Whole-life insurance is like owning a home, while buying term insurance is like renting one.

There are advantages and disadvantages to both...

Whole-Life Insurance
Like owning property, owning permanent life insurance is usually an appropriate way for people to meet long-term needs. It has a fixed premium for life, which is fairly reasonable if applied for during the earlier years.

Term Life Insurance
Term insurance is generally the least expensive and least complicated type of life insurance. It provides insurance protection at a low cost for a specified period of time. Term life premiums increase with age, and the older the person, the more the premium in the long run.

Term vs. Whole-Life Insurance
Permanent life insurance is distinguished from term insurance in several ways. Like most insurance policies, policies contain exclusions, limitations, reductions of benefits and terms for keeping them in force.

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Our sales representatives will be glad to guide you through the options.

Contact us for more information