Travel Insurance

If you have the right travel insurance you will enjoy peace of mind on all your journeys. Which is what Travel Insurance should be.

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Prior to your travel and before carrying our luggage out of our door to the airport, it is important to understand the coverage of the travel insurance that you hatve.

A good travel policy must have the following summary of benefits:

  • Medical Expenses
  • Personal Accident
  • Baggage & Personal Effects
  • Baggage Delay
  • Personal Money & Travel Documents
  • Personal Liability
  • Travel Delay, Missed Journey, Overbooking and Re-routing
  • Loss of Deposit or Cancellation
  • Curtailment of Travel

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The most common and important aspect of travel insurance is luggage and personal effects. Today's annual Personal policies extend parts of this cover on a world-wide basis, but the 'extent' needs to be carefully checked. Many people also have existing Personal Accident insurance which would extend to cover any overseas trips.

Now that you know what you should be looking for - just one last piece of advice on who you insure with! Although there are many reputable insurance companies and good quality policies on the market, it is sometimes advantageous to deal with an insurer who has an office or a claims settling representative in the country you are visiting. That way, you can get on-the-spot advice in the event of a problem.

Contact us for more information